Cash back will be credited to the primary cardholder's account. Cash back will be credited to the Primary Cardholder’s account. CIBC Dividend® Visa Infinite* CIBC Dividend® Visa* ... For the CIBC Aventura Infinite Visa card, CIBC Aventura World MasterCard or CIBC Aventura World Elite MasterCard, Out-of-Province … †. Please see Overview and Advice. Consumers in search of a credit card can consider getting the CIBC Dividend Visa Infinite Credit Card as the bank is offering a 5% cash back on all purchases. The CIBC Dividend Visa Infinite is part of a broad range of credit cards available at CIBC to suit clients' needs. This includes personalizing CIBC content on our mobile apps, our website and third-party sites and apps. Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Dividend® Visa Infinite* Card and CIBC Dividend Platinum® Visa* Card are excluded. † This offer applies to the following Eligible Cards: CIBC Dividend® Visa Infinite* Card and CIBC Dividend Platinum® Visa Card. Posted on January 12, 2020. Arrow keys or space bar to move among menu items or open a sub-menu. You must apply and be approved for a new eligible card … Select to show or hide answer. Use left/right arrow keys to move between top level menu items. Top credit card questions If you do not pay your required payment by the payment due date in any month during the promotional period, you will lose the benefit of this promotional interest rate offer and, effective the first day of the next monthly statement period, the regular annual interest rate for purchases will apply to any remaining purchase amounts. 6 Cash advances do not earn cash back. This means you can earn up to $200 in statement credit. LIMITED TIME OFFER: Grow your money with a special RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O2#)% + %rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Bonus,1,1)(#O2#)%interest rate.†. Press Release CIBC Dividend Visa Infinite Card named Canada's top cash back card Published: Sept. 22, 2020 at 8:00 a.m. This offer is not transferable. For details about earning and redeeming rewards, the Welcome Bonus and other card benefits, including terms and conditions, review the benefit guides on CIBC Agreements and Insurance. If you supply your email address, an application status email will be sent as soon as the technology issues are resolved. Cash back will be credited to the primary cardholder’s account within 5 days of the date the redemption request is made. Earn 2% cash back on purchases, less returns, at merchants classified by the credit-card network as (i) local and suburban commuter transportation in Canada, including subway, streetcar, taxi, limousine and ride-sharing services (excludes merchants that may be classified as travel services or travel bookings such as air transport, car rentals and cruises), (ii) eating places and restaurants, drinking places and fast food restaurants, or (iii) recurring payments that are pre-authorized with a merchant to occur on a regular daily, monthly or annual schedule and classified by the merchants as recurring. CIBC Dividend ® Visa Infinite* Card Get a first-year annual-fee rebate. CIBC Pace It™ Installment Plans are only available: (a) on Accounts in good standing; (b) for certain eligible Card types and eligible Transactions; and (c) to non-Quebec residents. northyorkcentre wrote: ↑ Hey I applied online, and have begun using the CIBC Dividend Visa Card. A line of credit to help conquer your goals. CIBC Dividend ® Visa Infinite* Card. Or unless I'm misunderstanding this CIBC card? CLDI provides coverage up to the actual cash value (ACV) of the rental vehicle as defined in your insurance certificate. After the 10… Learn moreabout the CIBC Dividend Visa Infinite welcome offer. Apply online, for the C I B C Dividend Visa Card book a meeting, or call 1-866-525-8622 New enhancements are coming to the CIBC Dividend cards on February 1, 2021. Credit card account must be open and in good standing at the time the cash back is redeemed. The following do not qualify as purchases: cash advances, interest, fees, balance transfers, payments or convenience cheques. Get a first-year annual-fee rebate. Canadian Promotion: CIBC Dividend Infinite Visa – 10% Cashback up to $2K. Aventura Points are not earned on travel obtained by redeeming Aventura Points. Accelerate your savings with 3 cents off per litre on gas. Use our resources to take care of your family and finances during these uncertain times. 7 The rewards calculator tool is only for general illustration purposes; your actual results may differ. Terms, conditions and eligible merchant categories may change without notice. TMI and Trip Interruption Insurance may not cover certain pre-existing health or medical conditions. This bonus Aventura Points offer is only available on the first $200,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that, net annual card purchases at grocery, gas, transportation, dining and entertainment merchants will earn Aventura Points at the regular rate. Canadian Imperial Bank of Commerce Website - Copyright © CIBC. for a CIBC banking centre or ATM. About CIBC. For the Aventura Visa Infinite Privilege Card, earn 3 Aventura Points for every dollar charged to the card on CIBC Rewards Centre travel purchases other than taxes, insurance, service charges or similar items. Please take a moment to review the important changes … Minimum … Now you can take CIBC off that list! 11 CIBC does not charge interest on a CIBC Global Money Transfer appearing on your statement if we receive full payment of the Amount Due (or for a CIBC Global Money Transfer that has been converted to an Installment Plan during that statement period, if we receive payment in full of the Balance) by the payment due date for that statement. The CIBC Dividend Platinum ® Visa* Card offers cash back rewards ranging from 1%-4% (depending on where you shop), as well as a moderate spread of extra insurance and travel benefits. Credit card account must be open and in good standing at the time the cash back is awarded. Get up to $3,000 when you get a mortgage with CIBC.†. Get a first-year annual-fee rebate. CIBC Dividend® Visa Infinite * Card CERTIFICATES OF INSURANCE Effective Date: February 1, 2021 . Cash back is earned on card purchases less returns and not on cash advances, interest, fees, balance transfers, payments and regular CIBC Convenience Cheques. All other purchases earn 1% cash back. All information is valid at the time of publication and is subject to change without notice. I just signed up for this card because it is giving the first year’s annual fee of $99 for free ($0), and 10… The 4% and 2% cash-back offers are only available on the first $80,000 in net annual card purchases, meaning all card purchases by all cardholders, at any type of merchant, or $20,000 on grocery stores, supermarkets, gas service stations and automated fuel-dispensers, commuter transportation, eating and drinking places and restaurants or on recurring payments on your account, whichever comes first; after that, net card purchases at all merchants, including grocery stores, supermarkets, gas service stations and automated fuel-dispensers, commuter transportation, eating and drinking places and restaurants, or on recurring payments will earn cash back at the regular rate of 1%. The CIBC Dividend Visa Infinite Card requires a minimum individual annual income of $60,000 or a minimum household annual income of $100,000. CIBC Dividend ® Visa Infinite* Card. and Card Value Calculator You can use this rewards … We apologize for any inconvenience. Until October 31st, the CIBC Dividend VISA Infinite is giving out a 10% cashback WB against $2,000 spend in 4 statements. WELCOME OFFER. Get cash back Get 4% cash back on eligible gas and groceries. Here are a few more that could suit you better. The full CIBC website is available in English and French. to qualify for the CIBC Smart Account offer. Authorized users are not eligible to redeem cash-back dollars. This offer does not apply to annual fees for authorized users that are added after you submit your application. When you create an Installment Plan you will have the ability to choose the payment term (in months) with a corresponding annual interest rate. CIBC is not required to credit your account with cash back earned during a monthly statement period if your credit card account is not open and in good standing at any time during a monthly statement period. Your new credit card account must be open and in good standing at time the rebate is awarded. Some sections of CIBC.com are also available in the following languages: Simplified Chinese. TD Cash Back Visa Infinite 10% in cashback (CB) up to $2,000 in purchase during first 3 months, first year free (FYF) for primary and additional card holders is back on June 1. Annual fee $99. New enhancements are coming to the CIBC Dividend cards on February 1, 2021. Yes, if you have an eligible Smart Plus Account after February 1, 2021, you'll get a rebate on the $99 annual fee for Dividend … To learn about which coverage(s) are included with a specific card, and important information regarding coverage eligibility requirements, benefits, limitations and exclusions, go to Agreements and Insurance and review the insurance certificate(s) in your card package. Are you sure you want to delete this saved card number? For more information, call the insurer toll-free at 1-866-363-3338 in Canada, the continental U.S. and Hawaii or collect from elsewhere at 905-403-3338. 2 The cash back is accumulated each month, beginning with the January Visa statement, and awarded at the end of the year as a credit on the December statement or, in limited circumstances, at other time as may be permitted by CIBC. There is no change to the authorized user fee of $30. Only primary cardholders can use their eligible credit card account to pay for the CIBC Global Money Transfer™ service. Applying takes about 5 minutes, and you’ll get a response in as little as 60 seconds9. The downsides are, they ain't waiving the annual fee of $99 and they only pay out in December. 8 CIBC Payment Protector Insurance for Credit Cards is optional creditor’s group insurance underwritten by Canadian Premier Life Insurance Company under a group policy issued to CIBC as group policyholder. CIBC Dividend Visa Infinite - Get 10% cash back for 4 statements on total purchases of $2,000 and FYF (Net gain=$200) CIBC Dividend Visa Platinum - Same offer as Infinite, also FYF, but the income … Summary of Benefits 2 Out-of-Province Emergency Travel Medical Insurance … One of the best cash back credit cards in Canada, the CIBC Dividend® Visa Infinite* is set to experience an overhaul at a time when competition among cash back cards is at an all-time high. Opens a new window in your browser, Punjabi. Credit card account must also be open and in good standing at the time the cash back is redeemed. cibc sure is frustrating, they told me that my tim hortons card is being canceled, and they offered me a visa dividend base card "as a special offer", I called them said I wanted this card instead, and they said no problem, but wont give me the first year free or bonus 10… Now onto the individual card changes. CIBC Pace It helps you manage your finances with Installment Plans on your credit card at lower interest rates. Ready to earn cash back from your everyday purchases? Can any of you guys see the 10% cashback offer reflected anywhere (online or otherwise?). A One Time Installment Fee of 1.50% of the purchase amount applies. All other terms above will continue to apply. ESC to close a sub-menu and return to top level menu items. CIBC uses cookies to understand how you use our website and to improve your experience. Opens in a dialog. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in our sole discretion. Out-of-Province Emergency Travel Medical Insurance (TMI) covers the primary cardholder, their spouse and dependent children for the first 15 days of a trip if the primary cardholder and covered person is age 64 and under (for all cards that have TMI coverage dependent children must be age 20 or under, unless they have a permanent physical or mental deficiency); TMI may not cover medical procedures performed without pre-approval. Link your Journie Rewards card to save on every fill-up at Chevron, Ultramar and Pioneer gas stations. Effective February 1, 2021: The cash back is accumulated each month, beginning with the January statement and ending with the December statement. The minimum cash-back redemption amount is $25. 10 CIBC foreign exchange rates apply. Learn how to qualify for the CIBC Smart Account offer. Some insurance coverage(s) require purchase(s), auto rentals, common carrier fares, hotel or motel and other trip costs to be charged to the card to activate coverage. A few things to … The application response time may take longer than 60 seconds in the event of technology issues. You can qualify for this offer if you apply and are approved for a new eligible card between November 27, 2020 and January 31, 2021. All accumulated cash back is automatically redeemed on the last day of the December statement, resulting in your cash-back balance being reset to zero, and applied as a credit on your next statement or, in limited circumstances, at such other time as may be permitted by CIBC. You can earn up cash back on daily purchases like gas and groceries, on Tim … The $200,000 limit will reset to zero after the day your December statement is printed. Earn 2% cash back on purchases, less returns, at merchants identified as Tim Hortons or TELUS merchants by the merchant payment terminal. If I have a CIBC Smart Plus™ Account, do I still get an annual fee rebate on my CIBC Dividend Platinum Visa or CIBC Dividend Visa Infinite cards? CIBC Payment Protector™ Insurance for Credit Cards. Some Tim Hortons and TELUS locations may be identified as other merchants by the merchant payment terminal. If you qualify, the rebate will be awarded to you and will appear as a credit against the applicable annual fee(s) within two statements. 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